Each year, the payment ecosystem loses billions of dollars from fraudsters stealing credit card numbers. In fact, all that is needed to steal a credit card number today is a pen and paper or a portable card reader. More advanced fraudsters steal credit card numbers by breaking into merchant servers where the numbers are electronically stored.

The Dynamic Credit Card™, helps to protect consumers and merchants against this threat by automatically writing a new, unique dynamic security code onto its magnetic stripe for every in-store purchase. A display can also be added to the card so the card can automatically display a new, unique dynamic security code for every online purchase - thus replacing the three or four digit security code physically printed on traditional cards.

The Dynamic Credit Card™ technology eradicates skimming both domestically and internationally without changing a single card reader or impacting a single merchant system.

The security benefits of the Dynamic Credit Card™ technology can be increased when combined with other anti-fraud technologies. For example, Dynamic codes can be added to Dynamics' Hidden® card, where an on-card interface requires a user to enter an unlocking code into the card in order to activate the card.

The Dynamic Credit Card™ technology can also be integrated into any Dynamics card such as MultiAccount™ and Redemption®.